
|
|
Accom
|
Cultural
|
Electricity
|
Govern
|
Retail
|
Comm
|
Education |
Property
|
Finance
|
|
2000–01 |
13.1 |
12.4 |
9.8 |
9.5 |
9.4 |
8.9 |
7.3 |
8.1 |
2.9 |
|
2001–02 |
2.0 |
1.8 |
3.5 |
3.2 |
1.4 |
1.5 |
2.6 |
1.7 |
1.5 |
|
2001–02 |
15.1 |
14.2 |
13.3I |
12.7 |
10.8 |
10.4 |
9.9 |
9.9 |
4.4 |
For the first time since CPM reporting commenced, the maritime industry (as represented by the Seacare scheme) does not exhibit the highest injury incidence rate of any industry in Australia. In 2001–02 the maritime industry shows a better injury incidence rate than transport and storage, mining and construction. However, the disease incidence rate remains the highest of any industry.
<missing "figure24.jpg">
|
|
Transport
|
Maritime |
Mining |
Constru
|
Manufac
|
Agriculture
|
Personal
|
Health
|
Aus
|
Whole
|
2000–01
|
14.6 |
13.0 |
12.5 |
11.6 |
12.4 |
11.1 |
10.5 |
9.3 |
9.6 |
8.9 |
2001–02 Diseases |
2.6 |
2.5 |
2.7 |
3.2 |
1.4 |
2.5 |
2.2 |
2.9 |
1.4 |
1.3 |
|
2001–02 |
17.2 |
15.5 |
15.2 |
14.9 |
13.8 |
13.6 |
12.7 |
12.1 |
11.1 |
10.3 |
|
|
Accom
|
Cultural
|
Electricity
|
Govern
|
Retail
|
Comm
|
Education |
Property
|
Finance
|
2000–01
|
8.4 |
7.5 |
6.9 |
5.4 |
5.2 |
4.5 |
4.6 |
4.7 |
1.6 |
2001–02
|
1.7 |
1.2 |
1.0 |
1.8 |
1.9 |
1.6 |
1.0 |
0.8 |
0.8 |
2001–02
|
10.2 |
8.7 |
7.9 |
7.2 |
7.0 |
6.1 |
5.6 |
5.5 |
2.4 |
For the first time since CPM reporting commenced, the maritime industry (as represented by the Seacare scheme) does not exhibit the highest injury frequency rate of any industry in Australia. In 2001–02 the maritime industry shows a better injury frequency rate than the transport and storage, construction, manufacturing and agriculture, forestry and fishing industries. However, the disease frequency rate remains the highest of any industry.
|
Jurisdiction |
Insured2 |
Exclude |
5 day |
Include |
Standardised6 |
Standardised7 |
Change in |
|
NSW9 10 |
2.96% |
2.96% |
2.96% |
3.00% |
3.06% |
3.29% |
6.03% |
|
Vic |
2.25% |
2.45% |
2.49% |
2.38% |
2.43% |
2.65% |
-0.07% |
|
Qld9 11 |
1.55% |
1.55% |
1.55% |
1.60% |
1.48% |
1.61% |
9.71% |
|
WA12 |
2.63% |
2.63% |
2.60% |
2.59% |
2.42% |
2.63% |
-4.26% |
|
SA |
2.58% |
2.82% |
2.84% |
2.37% |
2.21% |
2.37% |
-6.72% |
|
Tas |
3.13% |
3.13% |
3.13% |
2.82% |
2.53% |
2.76% |
-3.21% |
|
NT9 |
3.10% |
3.10% |
3.07% |
2.55% |
2.46% |
2.68% |
1.45% |
|
ACT Private9 |
3.07% |
3.07% |
3.04% |
3.03% |
3.59% |
3.94% |
24.57% |
|
ACT GS9 |
3.06% |
3.06% |
3.03% |
3.03% |
3.89% |
4.36% |
5.77% |
|
C/wealth9 |
0.91% |
0.91% |
0.88% |
1.09% |
1.44% |
1.56% |
-6.64% |
|
ADF9 |
– |
– |
– |
4.08% |
4.71% |
4.86% |
-7.19% |
|
Seacare9 |
3.56% |
3.56% |
6.19% |
6.19% |
3.95% |
4.38% |
-14.30% |
|
Australia |
2.40% |
2.47% |
2.48% |
2.47% |
2.47% |
2.67% |
1.66% |
|
NZ |
0.92% |
0.92% |
0.92% |
0.93% |
0.86% |
0.94% |
-24.32% |
Source: 5th National Comparative Performance Monitoring Report
Table 27 indicates that the Seacare scheme average raw premium rate of 3.56% and five day deductible premium rate of 6.19% is the highest of any workers' compensation scheme in Australia. However, the Seacare standardised premium rate of 3.95% is below that of the Australian Defence Force (ADF) and compares favourably with the Australian Capital Territory (ACT) public and private sectors and with New South Wales (NSW).
However, Seacare also recorded by far the highest reduction in the average (standardised) premium rate compared to 2000–01 of any Australian scheme (a 14.3% reduction). Another interesting observation is that the Seacare scheme standardised premium rate of 3.95% is only slightly higher than the standardised premium rate for transport and storage as a whole (3.77%), noting that this industry sector as a whole contains all occupations, eg white collar or low risk occupations. Also, the standardised average premium rate is increasing for the transport and storage industry as a whole (from 3.41% in 1997-98 to 3.77% in 2001–02), while it has reduced in Seacare.
Standard industry mix — the standardisation factor — based on 2000–01 data
The standard industry mix identified in column six of Table 27 above and footnote six above is a statistical adjustment method used to account for particular characteristics of statistical populations so that valid comparisons can be made across particular populations. In the case of premiums across different workers' compensation schemes, some of which have higher proportions of high risk occupations, for example, large mining industries, or a high proportion of low risk occupations, for example, Commonwealth employment, the standardisation process evens out known variations to enable valid comparisons.
The standardisation method applied to the Seacare scheme compares the transport and storage industry premium rate for the Seacare scheme (which is also the unstandardised rate for the Seacare scheme) to the Australian average in the same industry, as follows: the Australian average premium rate in transport and storage is 3.48%. The Seacare premium rate in transport and storage (and hence the unstandardised Seacare scheme premium rate, in 2000–01) is 6.64%. This is 1.91 times the Australian average rate in the transport and storage industry (the same industry division). Therefore, it is assumed that on average Seacare scheme premiums are 1.91 times the Australian average premium rate in the same industry division. Hence, the standardised rate for the Seacare scheme is 1.91 times the Australian average rate over all industries ie 1.91 times the Australian average of 2.42% = 4.61% (3.95% in 2001–02).
This is the first year that the Seacare disputation data has been included in the CPM report. The key observations which can be derived from this section of the CPM report are that the Seacare scheme:
has the highest disputation rate (a dispute against the employer decision which is referred to a formal review tribunal, i.e. the AAT) of any scheme (28% compared to the Australian average of 14%). Comcare, which operates under similar legislative arrangements, has a dispute rate of 27%;
has the second highest legal cost per dispute, at $21 470 per dispute (ACT private sector is higher at $23 650), which compares to the national average of $10 360; and
has the highest legal costs as a percentage of total claims costs of any scheme(32%, compared to the Australian average of 10%).
These outcomes are illustrated in Figures 25, 26 and 27 below.
<missing "figure25.jpg">
|
1998– |
13% |
11% |
6% |
8% |
10% |
24% |
5% |
20% |
– |
– |
10% |
– |
|
1999– |
15% |
11% |
5% |
10% |
11% |
32% |
8% |
23% |
13% |
– |
11% |
– |
|
2000– |
15% |
11% |
5% |
12% |
12% |
32% |
8% |
24% |
13% |
– |
12% |
– |
|
2001– |
20% |
13% |
6% |
10% |
15% |
23% |
9% |
27% |
15% |
28% |
14% |
2% |
Source: 5th CPM Report 2003
<missing "figure26.jpg">
|
|
NSW |
Vic |
Qld |
WA |
SA |
Tas |
NT |
Ccare |
ACT |
Seacare |
Aus Av |
NZ |
|
1998 |
12607 |
7811 |
12720 |
5401 |
3067 |
6962 |
20974 |
10890 |
– |
– |
10106 |
– |
|
1999 |
12741 |
8097 |
13275 |
6714 |
2775 |
4887 |
16711 |
9705 |
29106 |
– |
10337 |
– |
|
2000 |
14493 |
8839 |
10805 |
5894 |
3220 |
4635 |
19637 |
10031 |
26343 |
– |
10907 |
– |
|
2001 |
14013 |
7690 |
6370 |
5979 |
3050 |
5154 |
13863 |
7745 |
23656 |
21476 |
10363 |
1023 |
<missing "figure27.jpg">
|
|
NSW |
Vic |
Qld |
WA |
SA |
Tas |
NT |
Ccare |
ACT |
Seacare |
Aus Av |
NZ |
|
1998–99 |
1307 |
1206 |
586 |
647 |
1112 |
413 |
– |
– |
1074 |
– |
1057 |
– |
|
1999–00 |
1107 |
1088 |
387 |
783 |
972 |
337 |
135 |
– |
1099 |
– |
953 |
– |
|
2000–01 |
1272 |
1151 |
440 |
811 |
904 |
357 |
146 |
1709 |
1086 |
– |
1065 |
– |
|
2001–02 |
1096 |
1303 |
667 |
1073 |
938 |
482 |
– |
1517 |
949 |
14817 |
1076 |
3175 |